Dr-Kerr.com

Dr Kerr is an HTH Provider for study abroad students in Florence.

Most of the programs provide an insurance with a zero co-pay so when the students need to be seen they don't have to pay anything and Dr Kerr bills HTH directly.

Even lab work such as blood tests and scans can be carried out without upfront payment from the students.(Time is needed for HTH to send a guarantee of payment to the lab.)

If needed, patients can be referred to other specialists who are also HTH providers.

Pharmacy receipts should be kept for submitting. A claims form can be found on the HTH website.

Exeptions for HTH coverage:

HTH does not cover screening (e.g. PAP smears), routine vaccination, dental work, cosmetic teatments (including acne).

Some programs e.g. Fairfield and Vanderbilt do not cover contraceptive services.

In these cases the student can pay, keep the receipts and send them to another insurance such as BCBS